Blog

Paying Your Credit Card By Phone; What Are The Fees?

A compliance bulletin discussing fees charged to consumers to pay-by-phone (“Bulletin dated July 31, 2017”) was published by  The Consumer Financial Protection Bureau (the “CFPB”),    The CFPB stated that these fees may amount to unfair, deceptive or abusive acts or practices known as “UDAAP”.  UDAAP practices are prohibited by federal law under 12 USC 5531 […]

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CFPB Final Rule Prohibiting Class Action Waivers in Arbitration Clauses

On July 10, 2017, the Consumer Financial Protection Bureau (CFPB) issued a final rule prohibiting class action waivers in predispute arbitration clauses contained in covered consumer financial services agreements. The four primary provisions of the final rule are as follows: Under the final rule, a “predispute arbitration agreement” is defined as: “an agreement between a […]

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Alexson Law Volunteer Engagement With GLSA

Harriet B. Alexson has been invited to be a contributor to the Group Legal Services Association (“GSLA”) Blog and  Newsletter.  GLSA is a nonprofit, ABA-affiliated organization for those involved in the legal services plan industry, which delivers legal services to a broad range of clients.  GLSA provides the legal services plan community with education, support, […]

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Speaking and Mentoring Engagement at Teen Entrepreneur Academy 07/24/17

Harriet B. Alexson, Esq. will be participating at the TEEN ENTREPRENEUR ACADEMY (“TEA”)   at Concordia University, School of Business, Irvine, CA the week of July 24th, 2017 as a speaker and mentor.    TEA is a one-week residential program focused on education and training for aspiring high school entrepreneurs worldwide.  The program includes speakers, coaches, mentors […]

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Compensation of Finders In The Sale Of California Securities

Compensation Practice The “finders” exemption, went into effect on January 1, 2016 at Corporations Code Section 25206.1.     Finders who satisfy the requirements of the exemption can now receive transaction-based compensation on the sale of a security in California. The exemption is available to individuals (not otherwise registered as a broker-dealer or agent) who meet the […]

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Does the ADA Apply to Bank Websites and Apps?

The Americans with Disabilities Act (“ADA”)  prohibits workplace discrimination against individuals with disabilities and requires the elimination of physical barriers to public locations.   There is an unresolved legal issue as to whether the ADA’s existing language applies to websites. The applicable  provision of Title III of the ADA provides “[n]o individual shall be discriminated against […]

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