A compliance bulletin discussing fees charged to consumers to pay-by-phone (“Bulletin dated July 31, 2017”) was published by The Consumer Financial Protection Bureau (the “CFPB”), The CFPB stated that these fees may amount to unfair, deceptive or abusive acts or practices known as “UDAAP”. UDAAP practices are prohibited by federal law under 12 USC 5531 […]
Continue reading →On July 10, 2017, the Consumer Financial Protection Bureau (CFPB) issued a final rule prohibiting class action waivers in predispute arbitration clauses contained in covered consumer financial services agreements. The four primary provisions of the final rule are as follows: Under the final rule, a “predispute arbitration agreement” is defined as: “an agreement between a […]
Continue reading →I am working on a book that every business owner will want to have on the shelf! The topic relates to the legal strategies I have helped clients initiate to launch and/or grow a successful business. My passion has always been a concern for access to credit for the small, emerging and growth business. Recently, […]
Continue reading →Harriet B. Alexson has been invited to be a contributor to the Group Legal Services Association (“GSLA”) Blog and Newsletter. GLSA is a nonprofit, ABA-affiliated organization for those involved in the legal services plan industry, which delivers legal services to a broad range of clients. GLSA provides the legal services plan community with education, support, […]
Continue reading →Harriet B. Alexson, Esq. will be participating at the TEEN ENTREPRENEUR ACADEMY (“TEA”) at Concordia University, School of Business, Irvine, CA the week of July 24th, 2017 as a speaker and mentor. TEA is a one-week residential program focused on education and training for aspiring high school entrepreneurs worldwide. The program includes speakers, coaches, mentors […]
Continue reading →Ballot Referendum on zoning ordinance allowed although inconsistent with the general plan-Land Use and Development In City of Morgan Hill v. Bushey (6th Dist., No. H043426, May 30, 2017) a zoning ordinance was allowed to be placed on the ballot even when the result was potentially to leave in place pre-existing zoning that is inconsistent […]
Continue reading →The Ninth Circuit Court of Appeals issued its decision in McKeen-Chaplin v. Provident Savings Bank, FSB, (“PSB”) No. 15-16758 on July 5, 2017. The appeal presents the question of whether a class of mortgage underwriters are entitled to overtime compensation under the Fair Labor Standards Act (“FLSA” or “the Act”), 29 U.S.C. § 201 […]
Continue reading →Compensation Practice The “finders” exemption, went into effect on January 1, 2016 at Corporations Code Section 25206.1. Finders who satisfy the requirements of the exemption can now receive transaction-based compensation on the sale of a security in California. The exemption is available to individuals (not otherwise registered as a broker-dealer or agent) who meet the […]
Continue reading →The Americans with Disabilities Act (“ADA”) prohibits workplace discrimination against individuals with disabilities and requires the elimination of physical barriers to public locations. There is an unresolved legal issue as to whether the ADA’s existing language applies to websites. The applicable provision of Title III of the ADA provides “[n]o individual shall be discriminated against […]
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